1,500+ Australians financed in 2026 • No Credit Score Impact
Autobuddy
Silver Toyota RAV4 SUV parked on a leafy Australian suburban street
2 Minutes · No Credit Score Impact

Get a low rate car loan

Know exactly what you can spend before you start shopping. Autobuddy's expert brokers compare 40+ Australian lenders and come back with a conditional pre-approval you can take to any dealer or private sale.

  • Conditional answer usually within 24 hours
  • 40+ lenders compared by real Autobuddy brokers
  • Soft credit check — no impact on your score
  • 100% free, with no obligation to proceed
Blue Toyota RAV4 Hybrid SUV side profile

Start your pre-approval

Takes about 2 minutes. No impact on your credit score.

4.9 from 600+ reviews
1,500+ Australians financed
40+ lenders compared
Accredited credit representative

How pre-approval works

1

Apply in 2 minutes

Answer a short set of questions about you, your income and the kind of car you're after.

2

We compare 40+ lenders

Your broker matches your profile to the lenders most likely to say yes, at the sharpest rate.

3

Get pre-approved, then shop

Walk into any dealer or private sale knowing exactly what you can spend and what it costs.

Why buyers get pre-approved first

Know your real budget

No more guessing. See the price range and repayment you're actually approved for before you fall in love with a car.

Negotiate like a cash buyer

Finance already sorted means you can talk price, not monthly payments, and walk away when the deal isn't right.

No hit to your credit score

We start with a soft check. A formal enquiry only happens once you've seen an offer and asked us to proceed.

Dealer or private sale ready

Your pre-approval works whether you buy from a franchise dealer, a used yard, an auction or a private seller.

Australian couple smiling as they are handed the keys to their new SUV at a dealership

What you'll need

Have these handy and the application really does take two minutes.

  • Driver licence details
  • Employment and income details
  • Rough monthly living expenses
  • Any current loans or card limits
  • Deposit or trade-in, if you have one
  • The type of car you're after

Real Australians, real approvals

"Pre-approved before lunch. I walked into the dealership knowing my number and saved almost two grand on the drive-away price."
Steph M., Autobuddy customer
Steph M.
Geelong, VIC · Financed a 2022 RAV4
"I'm self-employed so I expected a fight. Autobuddy found a lender who understood ABN income and it was sorted in a day."
Raj P., Autobuddy customer
Raj P.
Blacktown, NSW · Financed a 2021 Hilux
"First car loan and I had no idea where to start. My broker explained everything and the rate beat what my bank offered."
Cooper L., Autobuddy customer
Cooper L.
Mandurah, WA · Financed a 2019 Mazda CX-5

Pre-approval questions, answered

Ready to know your number?

Two minutes now, and no impact on your credit score.

Start my pre-approval1300 833 555